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Riding the wave of our obsession with all things ‘90s and Y2K, these throwback accessories are suddenly everywhere again. Nostalgic! yes, but make it personal, stackable, and way cooler than anything from your childhood jewellery box. Maybe it’s the revival of playful fashion or the desire for custom pieces that tell your story. Either way, charm necklaces are trending big on Pinterest. There’s no one way to wear them—whether you keep it simple with a few small charms on a fine chain or go bold with chunky hardware and colorful layers, the choice is yours.
You don’t need to follow trends or lean into full-on Y2K to make this look work. With designs across every style and price range, charm necklaces add personality to your outfit. Scroll on to find your favorite—and if you’re after even more sparkle, our gift guides for girlfriends, mom, and Valentine’s Day have a bunch more options.
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The Best Charm Necklaces to Shop
For a breezy coastal vibe, turquoise, pearls, and gold-plated charms clustered on a chain feels just as cute.
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Now 30% Off
Customize this changeable charm necklace with birthstones, initials, or meaningful symbols.
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We love the sleekness of the black chain, and the individual crystal charms with the clasp closure let you space them out for a design that’s uniquely yours.
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We’re all for cute charm, and this pearl pendant from Fwlisesa delivers just that.
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The Best Charm Necklaces to Shop
Clip on the sun, a beetle, or a bold enamel bloom—Aje’s Reverie necklace brings that storybook feel to life. With its layered chains and whimsical charms, this one’s less about matching and more about making magic your own.
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A timeless, bolo-inspired design with a delicate beaded chain and bow and heart accents.
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Marc Jacobs keeps it playful with an upside-down silver mini tote spilling enamel charms, from lipstick to sunglasses, all strung on a polished chain.
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Lizzie Fortunato’s collection is all about expressing individuality with five stunning charms. Mix and match these unique pieces to create your own signature style.
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Now 10% Off
Available in numbers 0–9, Oradina’s number pendant necklace adds a personal touch you’ll never want to take off.
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The Best Charm Necklaces to Shop
Now 10% Off
Go full Y2K with this irregular silver collar chain, complete with a moonlight stone and star pendant. A bespoke addition to your collection.
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Bold style blends with customization. Start with the thick paperclip chain or heart charm pendant, then personalize with zircon inlays and gold plating.
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GLDN’s pearl initial charms feel quietly luxe, elevated by thoughtful craftsmanship and a soft, luminous glow.—an easy, elegant gift (or the kind of keepsake you pick out for yourself).
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You can get creative with this 200-piece charm set, designing custom necklaces, bracelets, handbags and earrings with a variety of styles like hearts, stars, leaves, and keys.
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This necklace showcases a paw-inspired charm paired with a natural freshwater pearl.
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Best Charm Necklaces 2025
This beaded faux pearl necklace features a mix of trendy charms, including stars, hearts, a horseshoe, and a large center medallion, all accented with rhinestone details for the perfect sparkle.
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Effy 14K yellow gold charm holder pendant is a modern twist on a timeless jewelry staple. Add your favorite charms or meaningful keepsakes to make it uniquely yours.
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Now 5% off
Dainty and rhinestone-adorned, this eye charm necklace is the perfect subtle statement for your neckline.
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Now 41% off
Customize this beautifully layered gold charm necklace with a variety of charms, making it a unique addition to your jewelry collection.
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Now 11% off
How stunning is this Zodiac charm necklace?. From showcasing your personal zodiac to adding a special touch, these necklaces let you wear your celestial power in style.
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Best Charm Necklaces 2025
Tory Burch’s charm necklace is the best kind of statement piece. With a mix of enamel, resin, and 18k gold-plated brass charms, plus a silver-tone finish, it’s bold, polished, and full of personality.
